Bad Things Can Happen to a Good Vacation

The topic of travel protection is one of my biggest challenges as a travel advisor. No matter how extravagant or low-budget your trip may be, there are many things outside of your control that could turn your dream vacation into a nightmare. For many years I, like many other travelers, believed that once I had committed to a trip, I was going to go on it - NO MATTER WHAT! It just didn’t seem necessary to add another $129 (or whatever the premium) to the cost of the trip for something as un-romantic as travel insurance - who really needs it? I have seen so many situations over the years that have affected my clients’ travel plans, and my eyes have definitely been opened to the need for a good travel policy.
Here are a few scenarios:

1. One of your parents falls and injures themselves and needs you to be their caregiver.
2. One of your children becomes ill or needs surgery.
3. Your flight to Miami is delayed or cancelled due to a storm and you miss the Caribbean cruise you've been planning all year.
4. The volcano in Iceland erupts again and all transatlantic flights are cancelled for three days. You are stuck in Paris for an extra few days where the average hotel room is $400 per night. 
5. Two days before your Italy tour, your largest client at work announces that they will be canceling the contract if you aren’t in their offices by 9:00 am 3 days from now.

This list could go on and on, but you get the idea. Isn't protecting your dream vacation worth the small price of travel insurance? ​